For independents in Luxembourg

Accounting for independents in Luxembourg, finally simple.

Invoices, expenses, banking, VAT and CCSS contributions in one workspace. Finally know what you can really spend.

€0 Basic plan, no card
VAT and CCSS tracked
In English or French

Less administration

Your time belongs to clients. Not to spreadsheets.

Independent finances become fragmented quickly. Zuelen brings the essentials together without adding process to your day.

Invoices & payments

Invoices followed until they’re paid

Create invoices, follow their status and see at a glance what has been collected or still needs a reminder.

Expenses & receipts

Every expense linked to its receipt

Import your statement, categorise transactions and attach the receipt to the right movement as you go.

Reserves & deadlines

What you can really spend

VAT to pay and estimated CCSS contributions are set aside before your available amount is calculated.

One connected workflow

Enter information once. Five steps that stay connected.

Invoices, bank movements, expenses, documents and reports all work from the same data.

1
Invoice
Create a professional invoice in a few clicks.
2
Get paid
The payment received is matched to the invoice.
3
Organise
Each expense gets its category and receipt.
4
Understand
Your available cash accounts for reserves.
5
Prepare
VAT and CCSS are ready to review.

How Zuelen works

Built for Luxembourg

VAT and CCSS deserve better than a note in your calendar.

Luxembourg rates and your estimated contributions live next to your cash position, not in a separate file.

Luxembourg VAT

Apply the right rate on every invoice and follow output VAT, input VAT and the position to pay.

VAT calculator

Estimated CCSS contributions

See a monthly estimate of your contributions and set the right amount aside before you spend.

CCSS contribution estimator

Zuelen organises and presents the information available. Estimates are indicative: the software does not file declarations and does not replace an official statement or professional advice.

Accountant collaboration

You stay in control. Your accountant keeps the context.

Zuelen doesn’t replace your accountant. It gives them a structured workspace, with access limited to their role.

Records organised as the work happens
Access tied to workspace and role
Transactions already linked to receipts
Your data stays in your workspace

Zuelen for accountants

For focused, independent businesses

Designed for people working on their own account.

A clear workspace to run an independent activity, whatever your speciality.

Freelancers & creatives

Design, development, writing: invoice your projects and follow every payment.

ProjectsClients

Consultants

Engagements and travel expenses linked to the right clients, VAT included.

EngagementsExpenses

Solo entrepreneurs

An activity to run day to day, with a cash position that stays readable.

CashSpending

Liberal professions

A structured practice, contributions planned ahead and records ready for review.

FeesCCSS

Start simply

Free to start. Premium when your activity grows.

Basic supports a light start. Premium removes the monthly limits and adds reports, document generation and Zuelen Copilot.

Basic

€0/month

Free, every monthNo annual commitment · No card required

A practical starting point for bringing everyday finances into one clear system.

15 transactions / month
3 document uploads / month
3 invoices / month
1 bank statement import / month
Reports not included
Document generation not included
Zuelen Copilot not included

Start for free

Most popularPremium

€39/month

Or €390 billed yearlySave €78 with annual billing

The complete Zuelen workspace for businesses that need ongoing financial operations without the monthly limits of Basic.

Unlimited transactions
Unlimited document uploads
Unlimited invoices
Unlimited bank statement imports
Reports included
Document generation included
Zuelen Copilot included

Choose Premium

Compare plans in detail

Questions from independents

Clear answers for working in Luxembourg.

The essentials on invoicing, banking, VAT, CCSS and working with your accountant or fiduciaire.

Another question?

Our team answers in English or French.

Is Zuelen suitable for independents in Luxembourg?

Yes. Zuelen brings the everyday finances of an independent activity together: invoices, expenses, bank transactions, documents, VAT, estimated CCSS contributions, reports and deadlines.

How much does Zuelen cost for an independent?

The Basic plan is free: 15 transactions, 3 invoices, 3 documents and 1 bank statement import per month. Premium costs €39 per month or €390 per year and removes those limits, with reports, document generation and Zuelen Copilot.

Can I track my CCSS contributions?

Yes. Zuelen shows an estimate of your CCSS contributions next to your cash position so you can set the right amount aside. The estimate is indicative: it does not replace the official CCSS statement.

Can I manage VAT with Zuelen?

Zuelen applies Luxembourg rates (17%, 14%, 8% and 3%), organises VAT-related transactions and records, and shows your position. It does not file declarations with the authorities.

Can I import bank transactions?

Yes. You import bank statements, review transactions, categorise them against the chart of accounts and match them with the relevant invoices, expenses or records.

Can I give my accountant or fiduciaire access?

Yes. You can invite your accountant into your workspace with access tied to their role. Your data stays in your workspace, isolated from other organisations.

Do I still need an accountant?

That depends on your situation and obligations. Zuelen simplifies everyday financial work and preparation, but it does not replace the advice or services of a regulated professional.

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